Terms & Conditions

VESSEL BUSINESS STUDIO TERMS AND CONDITIONS OF USE

Please read these Terms and Conditions of Use (“TOU”) carefully. You must agree to these TOU before you are permitted to use any Vessel Business Studio digital or downloadable resources, online course, one-on-one or group coaching, membership, class, program, workshop, or training, participate in any Vessel Business Studio challenges or events (live and/or virtually), or enter any online private forums operated by Vessel Business Studio (for any purpose), whether on a website hosted by Vessel Business Studio, including https://www.vesselbusiness.com (and subdomains such as https://academy.vesselbusiness.com), or a third-party website such as an online course platform or Facebook.com (collectively the “Program”).

Vessel Business Studio is operated by Vessel Business LLC (“the Company”), a Wyoming limited liability company.

If you do not agree with these TOU, you may not use the Program.

As used in these TOU, the term “Releasees” is defined to include the following: (i) Vessel Business LLC, its subsidiaries, affiliated companies, owners, members, managers, directors, officers, past and present employees, agents, coaches, representatives, successors and assigns (collectively “the Company”); and (ii) any Company volunteers.


Program and Participants

As part of the Program, you will receive the services and/or digital products outlined on the web page where you register.

The Company reserves the right to offer additional Program elements from time to time, for any subgroup of participants. These additional Program elements are a bonus, not a part of the services included in the base version of the Program. The selection of the participants who may participate in any additional Program elements is at the sole discretion of the Company.

If you wish to participate in another session of the Program in the future or purchase any other products, programs or services from the Company, all terms of these TOU will continue to apply unless superseded by another agreement in writing.

This Program is intended and only suitable for individuals aged eighteen (18) and above. Company hereby disclaims all liability for use by individuals under the age of eighteen (18).


Program Promotional Offers

From time to time, Company may (in Company’s sole right and discretion) offer Program participants Program promotional pricing, discounts and/or bonuses (“Promotional Offer”). Details of the Promotional Offer will be outlined on the Company’s webpage where you register for the Program.


Payment

You agree to the fees and payment schedule selected at checkout. All payments are to be in USD only. For annual or monthly memberships or continuous service Programs, you shall continue to receive services unless and until you decide to cancel.

If paying by debit or credit card, you give us permission to automatically charge your card for all fees and charges due to the Company, without additional authorization, for which you will receive an electronic receipt. You also agree that the Company may share any payment information necessary with its third-party payment processors (e.g., Stripe, PayPal, Go High Level billing).

If payment is not received by the date due, you will have a seven (7) day grace period. After this, your Program access will end, and we reserve the right to terminate access to all Content immediately and permanently.

If you fail to make any payment or withdraw at any time, you remain responsible for the full cost of the Program and all payments in your payment plan. The Company reserves the right to charge late fees and recover legal/collection costs.


Refunds

A. Non-Refundable

Unless otherwise provided by law, we do not offer refunds for any portion of your payment for any of our Programs, except as expressly stated below.

B. 30-Day Guarantee — Message To Market

The Company provides a 30-Day Money Back Guarantee for the Message To Market Program. To claim, email [email protected] within thirty (30) days of purchase. Requests after thirty (30) days are not eligible.

C. Vessel Business Studio Software — Trial + Refund

The Company provides a 30-Day Free Trial for the Vessel Business Studio Software when bundled with the Message To Market Program. After the trial, your account automatically converts to a paid subscription at $127/month, billed to your payment method on file.

You may cancel at any time after the trial to avoid future charges. In addition, after your first $127 payment, you are entitled to a 30-Day Refund Period. To request, email [email protected] within thirty (30) days of your first payment. Requests after this period will not be honored.


Legacy Templates Disclaimer

Some templates originally sold under Biz Template Babe have been made accessible within the Vessel members area for convenience. These templates were created and distributed under the Biz Template Babe brand, not Vessel Business LLC. They are provided on an “as-is” basis without warranties of any kind.

Vessel Business Studio does not guarantee functionality, compatibility, or performance of these legacy templates and does not provide ongoing support for them. Customers using these templates assume all responsibility for their use.


Guest Coaches and Coach Substitutes

The Company may have guest or substitute coaches in the Program. Company reserves the right to assign duties to qualified third parties without advance notice or consent. Disagreement with or disapproval of a guest coach is not grounds for a refund.


Coach-Client Relationship

a. Company’s Responsibilities

Coaches and facilitators may provide guidance, answer questions, and support participants in the Message To Market Program and other Programs as described on the registration page.

b. Your Responsibilities

You agree to complete assigned tasks, engage respectfully, and understand that coaching is not a substitute for medical, legal, or financial advice. You are responsible for seeking professional services where needed.


Your Conduct & Community Guidelines

The Program is a “pitch free zone.” You may not pitch or solicit other participants without Company approval.

All participants are expected to treat one another with respect inside the Vessel Academy, Vessel Community, and other Program spaces. Discriminatory speech, harassment, hate speech, or abusive conduct is strictly forbidden.

Company may remove posts, content, or participants at its discretion. Violations may result in termination of access without refund.


Confidentiality

The Company agrees to keep information about the coaching relationship confidential except as required by law. Communications are not protected by privilege.

Group coaching calls, live trainings, and posts inside Vessel Academy or Vessel Community may be recorded and shared within the Program. You may not share these recordings or materials outside of the private member areas.

You agree to keep information about other participants confidential.


Username and Password

To access private membership areas, you may need a username and password. Keep these confidential. Sharing access or distributing private materials is prohibited and may result in termination without refund.


Live or In-Person Events

If you participate in live or in-person events, you agree to follow all posted rules, laws, and safety guidelines. Disruptive or unsafe behavior may result in dismissal without refund.

The Company is not responsible for lost or stolen property. You assume all risks related to attendance, including any health or safety requirements imposed by local authorities.


Termination or Cancellation

The Company may terminate your access at any time for violation of these TOU. Upon termination, your access ends immediately. Restrictions in these TOU survive termination.

If you wish to cancel, you must notify the Company at [email protected]. Access ends immediately upon cancellation, and the Refunds section applies. Any unpaid installments or fees become immediately due.


Personal Responsibility, Assumption of Risk, Release, Disclaimers

You voluntarily assume all risks of participating in the Program. The Program provides educational information only and does not provide financial, medical, legal, or psychological services. You are responsible for your choices, results, and outcomes.

Company disclaims liability for reliance on Program content. Earnings/results are not guaranteed.

THE PROGRAM AND CONTENT ARE PROVIDED “AS IS.” COMPANY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED. COMPANY IS NOT LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES.


SMS Marketing

By providing your phone number and opting in to receive SMS messages from Vessel Business Studio, you agree to:

  • Opt-In: You consent to recurring marketing messages until you opt out.

  • Opt-Out: Reply “STOP” to unsubscribe at any time.

  • Frequency: Message frequency may vary based on your activity.

  • Content: Messages may include promotions, updates, reminders, or alerts.

  • Data Rates: Standard carrier rates may apply.

  • Privacy: Your data is protected under our Privacy Policy.

  • Age: By opting in, you confirm you are at least 18 years old.

Company contact: Vessel Business Studio (operated by Vessel Business LLC) — 1057 La Mirada Ct, Vista, CA 92081 — [email protected]


Security

You acknowledge that electronic communications may be unlawfully intercepted by third parties outside Company’s control. The Company cannot guarantee the security of any communication over the internet or other electronic networks. Data handling related to the Vessel Business Studio Software is covered in the Company’s Privacy Policy.


Legal Disputes, Arbitration, Class Action Waiver & Jurisdiction

a. Legal Disputes
These TOU are governed by the laws of the State of Wyoming, without regard to conflict of law principles. State and federal courts located in Wyoming have exclusive jurisdiction over any disputes, except as provided in Arbitration.

b. Arbitration
Any dispute relating to these TOU, the Program, or Content shall be determined by arbitration in Wyoming, before a single arbitrator administered by JAMS (or another mutually agreed arbitration service). Judgment may be entered in any court of jurisdiction.

c. Class Action Waiver
Disputes must be pursued individually. You may not bring claims on a class or representative basis.

d. Prevailing Party
The prevailing party in any dispute shall be entitled to recover its attorneys’ fees and costs.


Users Outside United States

Company operates the Program from the U.S. and makes no representation that it is appropriate elsewhere. Users outside the U.S. are responsible for complying with local laws.


Indemnification

You agree to indemnify and hold harmless Vessel Business LLC and its owners, employees, agents, contractors, and affiliates against any claims, damages, or expenses arising from your use of the Program, your breach of these TOU, or violation of applicable laws.


Force Majeure

The Company is not liable for delays or inability to perform due to events beyond its control, including natural disasters, pandemics, illness, labor disputes, or government regulations.


General Provisions

The Company may modify these TOU at any time without notice. Continued use of the Program after posting changes constitutes acceptance. If any provision is held invalid, the remainder remains enforceable. These TOU represent the entire agreement between the parties.

By registering or clicking to accept when purchasing, you acknowledge that you have read, understood, and agreed to these TOU.

Updated September 29, 2025